Health Tips For Seniors

By the time seniors are considered “seniors,” they mostly have a nice little retirement nest as well as health and life insurance policies to fall back on. Maybe they’re widows or widowers whoever have pension plans from their deceased spouses. Of course, this is the idea situation for the senior.

Several seniors in American do not have enough health care insurance to adequately cover their medical needs and prescription drug medications. This is where health care supplemental health care insurance for seniors comes into play, and aside from Medicaid and Medicare, there are ways to get affordable health care supplemental insurance for seniors.

Consider these four tips when looking into affordable health care supplemental insurance for seniors:

Those whoever join at an early age get the best rates. However, that doesn’t mean seniors aren’t eligible. Actually, seniors are probably the most common health care supplemental insurance policyholders.

Don’t lie about your current health condition. Stretching the truth may seem like a way to get more affordable rates for your health care supplemental insurance, and yes, it is true that premiums are mostly based on past and current health conditions, but lying will always catch up with you in the end, especially if there comes a time when you need that supplemental insurance and the insurance company refuses to pay because you gave false information when applying.

Think of any groups or associations to which you belong. These organizations may be able to help you obtain affordable health care supplemental insurance for seniors.

Once you’ve a plan, stick to it. You may end up purchasing a health care supplemental insurance plan for seniors that doesn’t quite fit your needs or your budget. That doesn’t change the fact that you need supplemental insurance, though. Stick to it until you’ve found a better, more affordable health care supplemental insurance for seniors. In other words, never cancel until you’ve a back-up plan.

Alternative Medicine Herb Shops

Those of you who are considering alternative medicine for treatment, please ensure that you are well aware that there are certain risk areas. These areas of risks sprang from the many criticisms of alternative medicine. They range from mere sceptism that this form of medicine does not work to the more extreme warning that they are highly dangerous and can kill.

Here are 6 main criticisms and risks of alternative medicine:

1. Alternative Medicine is difficult to prove.

Some of the therapies used in alternative medicine are really difficult to prove. For instance, in the case of energy healing for the mind and spirit, proponents of alternative medicine may report increased sense of wellness after a treatment session; but really, how to really prove this result?

2. Results from testing Alternative Medicine are not conclusive”.

Very often, skeptics say that there is no proof that alternative medicine works. Studies done so far are largely on a smaller scale and therefore, skeptics claim that results are inconclusive. This is compared to the randomized, double-blind studies on a large group basis mostly done for new pharmaceutical products and surgery.

3. Natural” does not equal safe”.

Not many people realize that herbs are not necessarily non-toxic. They think that just because herbs are natural products, they are safe. However, this misconception is dangerous. Although natural, herbs can have very powerful effects. Take for instance, the Chinese herb Ginseng. While ginseng helps to build up immune system and helps to warm” the body, it is not advisable to overdose on ginseng. An overdose can cause an imbalance to the body, which can result in illness.

4. Improper diagnosis by unqualified alternative medicine practitioners.

As alternative medicine is not properly regulated, there are many practitioners who are not suitably qualified or experienced enough to treat a patient. Improper diagnosis is dangerous especially if he or she is critically ill and needs the appropriate medical attention straight away.

5. Some patients of alternative medicine do not seek the right treatment until it is too late.

This has partly to do with improper diagnosis. In addition, overzealous patients of alternative medicine may postpone the decision to seek conventional medical treatment until it is too late for recovery.

6. Insufficient regulatory requirements by government bodies.

The case of nutritional supplements, which are not regulated by the US government, is often quoted as an example. As long as manufacturers do not make a claim about the ability to cure or treat a disease, nutritional supplements are considered food products”. If these supplements are classified as food products, manufacturers do not have to prove that they are effective. What is only required is a basic safety test and a truth in labeling” qualification the bottle must contain what it says is in it.

This can have disastrous consequences. A prhyme example is Ephedra, a nutritional supplement sold as an energy booster and weight loss aid, but resulted in deaths.

Laying out the risks in this article is not meant to have the purpose of stopping you from seeking health and wellness solutions. Rather, because of the risk areas, it is to highlight to you that you have a responsibility to research and find out more about the particular alternative medicine treatment method that you are considering.

You also need to keep your doctor informed. There may be a need to adjust the dosages or timing of other medications based on any other supplements that you’re taking. Also, be aware that there is little or no regulation of the outrageous claims that can be made by practitioners of many alternative therapy methods. So, it is also important to choose a practitioner wisely.

There are benefits to alternative medicine. Although I cannot prove anything, I speak from first hand experience. Highly recommended, therefore, is to know enough of what you intend to do and weigh the risks.